The only U.S. co-branded card that offers unlimited 4X points on all purchases⁴ with no annual fee⁶!

My GM Rewards Card™.
Get 15,000 bonus points when you spend $1,000 in your first 3 months5 and 0% Intro purchase APR for the first 12 months variable of 19.49% to 29.49% APR after6.

Applying does not impact your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.

Choose your rewards

  • Redeem towards a new GM vehicle or lease with no limit on redemptions1
  • Redeem towards the purchase of Certified Pre-Owned vehicle7 (up to $1,000 in rewards value annually)
  • Redeem for gift cards8 – up to $250 in rewards value a year
  • Redeem for dealership services and GM ecommerce purchases at participating dealerships

Additional Benefits

  • Redeem your points toward paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®.9
  • Earn $100 statement credit when you spend $1,500 on fuel per calendar year10
    Earn a $100 statement credit when you use the My GM Rewards Card to pay 6 months of your electric bills11 
  • $50 annual vehicle detailing allowance12
  • Authorized user purchases can add to your points
  • Points don’t expire13
  • World Elite Mastercard benefits

Choose your card design, there are 5

GM Employee/ Supplier? GM Extended Family CardTM
Business Owners: GM Business CardTM