My GM Rewards Card™

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Application Approval

Credit approval required. Terms and conditions apply.

New Vehicle Redemption Eligibility

Points are those reflected as of date indicated and are subject to additional purchases, returns and redemptions. Points may not be used with GM Fleet vehicle incentive programs, some other offers, the GM Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier Discount Program. Other exclusions may apply. Please see Program Rules that are applicable to your account for terms, conditions, exclusions and limitations.  For current points, visit mygmrewardscard.com or call 1-888-316-2390.

7X Earn

Subject to credit approval.  Cardmembers will earn 7 points total for every dollar spent on the My GM Rewards Card on eligible purchases at GM. Eligible purchases include service, parts and accessories purchased at participating My GM Rewards Card dealerships or online, less credits and returns. To earn on most OnStar and Connected Services plans, a My GM Rewards Card online account is required. Points are accrued once per transaction and are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees.  Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

4X Earn

Subject to credit approval.  Cardmembers will earn 4 points for every dollar spent on the My GM Rewards Card on eligible purchases outside of GM. Points are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees.  Points are accrued once per transaction. Points may not be used with the GM Company-Owned Employee Discount Program, GM Dealership Program, GM Supplier Purchase Program, GM Fleet vehicles or any vehicle sold or obtained at auction or any vehicle sold or obtained at an auction, a special event or titled to a business.  Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

My GM Rewards Card Early Spend Bonus Offer

This offer is not available to applicants who have had this card. Subject to credit approval. Offer valid for new My GM Rewards Cardmembers who opened an account on or after January 10, 2022 spend $1,000 or more in eligible purchases in their first 90 days after opening an account. Limit one offer per new Cardmember. “Purchases” do not include cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Returns of purchases made during your offer period may impact your eligibility and bonus points. 10,000 bonus points will be credited to your My GM Rewards account within two billing cycles after $1,000 in eligible purchases have posted to your My GM Rewards Card account during the offer period. To be eligible for this offer, card account must be open and in good standing at the time of fulfillment. See the My GM Rewards Card Points Program Rules for more details. Goldman Sachs Bank USA reserves the right to modify or revoke offer at any time. If Goldman Sachs Bank USA determines that you have engaged in or plan to engage in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and any bonus points awarded to you may be revoked. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Intro APR Offer

0% Intro purchase APR for the first 9 months as a Cardmember; after that, variable APRs range from 15.74% to 25.74% based on creditworthiness. Balance transfers: 15.74% to 25.74% variable APR. Balance transfers are not available at this time. Cash advances variable APR of 27.74%. Up to $40 late penalty fee. Rates as of June 1, 2022. Rates and terms here.

Certified Pre-Owned Vehicle Redemption 

Cardmembers can redeem up to $1,000 in points (100,000 points= $1,000 value) per calendar year toward eligible Certified Pre-Owned GM vehicles. Points may not be used with GM Fleet vehicle incentive programs, some other offers, the GM Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier Discount Program. Other exclusions may apply.

Gift Card Redemption (Up to $250 annually)

Cardmembers must log in to mygmrewardscard.com to redeem points toward gift cards. Each point redeemed toward a gift card is worth $0.0025 (e.g., 100,000 points = $250). Cardmembers are eligible to redeem up to 100,000 in points for $250 in gift cards per calendar year. Log in to mygmrewardscard.com for more details.

GM Service/Parts/Accessories/OnStar/GM Financial/SiriusXM

Cardmembers are eligible to redeem up to $250 of points accrued per calendar year toward qualifying GM purchases. Qualifying GM purchases include customer paid Certified Service, parts and accessories purchased at an authorized GM dealership or online, as well as eligible GM subscription services, including most OnStar and Connected Services plans, SiriusXM subscriptions and Chevrolet, Buick, GMC, and Cadillac Protection Plans. Cardmembers can redeem points at the point of transaction at participating GM dealerships, or by using their My GM Rewards Card to make an eligible purchase and logging in to mygmrewardscard.com to redeem for a statement credit. Points used toward SiriusXM must be redeemed within 90 days of qualifying purchase. Cardmembers can also redeem points toward eligible GM Financial monthly charges and GM Financial excess wear and mileage charges. GM Financial end of lease invoice must be received, and GM Financial and My GM Rewards accounts must be linked prior to redeeming the excess wear and mileage reward. Log in to mygmrewardscard.com for more details.

Fuel Statement Credit 

Cardmembers must verify their account and activate through mygmrewardscard.com to receive a $100 statement credit once $1,500 is spent on the My GM Rewards Card in fuel purchases at eligible gas stations per calendar year. Points will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants do not always identify or bill transactions by the correct merchant category code, which could impact rewards offers on purchases in that merchant category code. GM and Goldman Sachs Bank USA are not responsible for merchant category code errors made by merchants. Please allow two business days for the statement credit to post. Log in to mygmrewardscard.com for more details.

EV Statement Credit

Eligible GM electric vehicle owners must verify their account and activate through mygmrewardscard.com to receive a $100 statement credit for using their My GM Rewards Card to pay 6 electrical bills from January 2022–December 2022. Cardmember must log in to their My GM Rewards Card account and link their GM electric vehicle. Transactions must post by December 31, 2022. Please allow two business days for the statement credit to post. Log in to mygmrewardscard.com for more details.

Vehicle Detailing Discount

Cardmembers receive a $50 allowance per calendar year to apply toward vehicle detailing services at a participating GM dealer. Dealer will apply allowance at time of service. No activation required. 

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA, which is a subsidiary of The Goldman Sachs Group, Inc.  The My GM Rewards Card, GM Business Card, GM Extended Family Card, and GM Cards are issued by Goldman Sachs Bank, USA, Salt Lake City Branch.  General Motors is responsible for the operation and administration of the Points Program.

GM Extended Family Card™

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GM Extended Family Card Early Spend Bonus Offer 

This offer is not available to applicants who have had this card.  Subject to credit approval.  Offer valid for new GM Extended Family Card members who opened an account on or after February 18, 2022 spend $1,000 or more in eligible purchases in their first 90 days after opening an account.  Limit one offer per new card member.  “Purchases” do not include cash advances or other cash-like transactions, balances transfers, ATM withdrawals, savings bonds, finance charges or fees.  Returns of purchases made during your offer period may impact your eligibility and bonus Earnings.  Bonus Earnings are equal to $100 when redeemed as a statement credit or for the purchase or lease of a new vehicle at GM.  Earnings may not be redeemed for any other use.  Bonus Earnings will be credited to your Extended Family Card account within two billing cycles after $1,000 in eligible purchases have posted to it during the offer period.  To be eligible for this offer, card account must be open and in good standing at the time of fulfillment.  See the Extended Family Card Earnings Program Rules for more details.  Goldman Sachs Bank USA reserves the right to modify or revoke offer at any time. If Goldman Sachs Bank USA determines that you have engaged in or plan to engaged in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and any bonus Earnings awarded to you may be revoked.  Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

GM Extended Family Card Earnings Eligibility

GM Extended Family Card Earnings are those reflected as of date indicated and are subject to additional purchases, returns, redemptions and expiration.  Earnings are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees.  Earnings may not be used with some offers or on the purchase of certain vehicles, such as GM Certified Pre-Owned Vehicles, GM Fleet vehicles, any vehicle sold or obtained at auction or any vehicle sold through a special event or titled to a business not in your name.  Please see Program Rules that are applicable to your Account for terms, conditions, exclusions and limitations. For Current Earnings, visit gmcard.com or call 1-800-947-1000.

Intro APR Offer 

0% Intro purchase APR for the first 9 months as a Cardmember; after that, variable APRs range from 14.99% to 24.99% based on creditworthiness. Balance transfers: 14.99% to 24.99% variable APR. Cash advances variable APR of 26.99%. Up to $40 late penalty fee. Rates as of January 10, 2022.  Rates and terms here.

Application Approval

Credit approval required. Terms and conditions apply.

GM Business Card™

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GM Business Card Early Spend Bonus Offer

This offer is not available to applicants who have had this card.  Subject to credit approval.  Offer valid for new GM Business Card members who opened an account on or after February 18, 2022 spend $2,500 or more in eligible purchases in their first 90 days after opening an account.  Limit one offer per new card member.  “Purchases” do not include cash advances or other cash-like transactions, balances transfers, ATM withdrawals, savings bonds, finance charges or fees.  Returns of purchases made during your offer period may impact your eligibility and bonus Earnings.  Bonus Earnings are equal to $250 when redeemed for the purchase or lease of a new vehicle at GM.  Earnings may not be redeemed for any other use.  Bonus Earnings will be credited to your GM Business Card account within two billing cycles after $2,500 in eligible purchases have posted to it during the offer period.  To be eligible for this offer, card account must be open and in good standing at time of fulfillment.  See the GM Business Card Earnings Program Rules for more details.  Goldman Sachs Bank USA reserves the right to modify or revoke offer at any time. If Goldman Sachs Bank USA determines that you have engaged in or plan to engaged in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and any bonus Earnings awarded to you may be revoked.  Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

GM Business Card Earnings Eligibilty

GM Business Card Earnings are those reflected as of date indicated and are subject to additional purchases, returns and redemptions.  Earnings are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees.  Earnings may not be used with some offers or on the purchase of certain vehicles, including any vehicle sold as a GM Fleet vehicle or those sold or obtained at auction. Earnings may not be used on the purchase of certain vehicles, such as See your authorized GM Dealership for eligibility. Other exclusions may apply.  Please see The GM Business Card Program Rules that are applicable to your account for terms, conditions, exclusions and limitations.   Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. For Current Earnings, visit gmcard.com or call 1-800-446-5347.

Intro APR Offer

0% Intro purchase APR for the first 9 months as a Cardmember; after that, variable APRs range from 13.99% to 23.99% based on creditworthiness. Balance transfers: 13.99% to 23.99% variable APR. Cash advances variable APR of 26.99%. Up to $40 late penalty fee. Rates as of January 10, 2022.  Rates and terms here.

3% Earn on Gas

Earnings, including those on rewards offer purchases, will be applied based on the merchant category code used by the merchant who reports a transaction.  GM and Goldman Sachs Bank USA are not responsible for merchant category code errors made by merchants.

Application Approval

Credit approval required. Terms and conditions apply.