My GM Rewards® Mastercard®

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Linking Your My GM Rewards Mastercard account to your My GM Rewards Loyalty Program Account

To take full advantage of Cardmember benefits and redemption options, you need to first create a GM MyAccount and then link your My GM Rewards Mastercard account to your My GM Rewards Loyalty Program Account and to your GM MyAccount. For directions on how to create and link these accounts, please see https://experience.gm.com/support/account/rewards/my-gm-rewards-card or call the GM Rewards Member Support Team at 1-844-764-2665.

4X/7X Points Earn Rate

Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on purchases outside of GM, minus credits and returns. Cardmembers earn 7 points total (consisting of 4 base points plus 3 bonus points) for every dollar spent on eligible purchases with GM, minus credits and returns. Card account must be linked to your My GM Rewards Account to automatically earn bonus points on eligible GM purchases. Bonus points will be posted to your My GM Rewards Account separate from base points. Points are not earned on fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of traveler’s checks or other cash equivalents. Other exclusions may apply. See Program Rules for eligible GM purchases, terms and limitations.

My GM Rewards Mastercard Welcome Bonus Offer

This offer is not available to applicants who have had this card or have another pending or approved application for the card. Subject to credit approval. You can earn 15,000 bonus points when you spend $1,000 or more in eligible purchases in the first 3 months after opening an account. Eligible purchases do not include fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of traveler’s checks or other cash equivalents. Other exclusions may apply. Returns of purchases made during your offer period may impact your eligibility for this offer. Bonus points will be credited to your account within two billing cycles after meeting spend requirement.  Account must be open and in good standing at the time of fulfillment. Offer subject to change. Limit one offer per account. We reserve the right to modify or revoke offer at any time. If we determine that you have engaged in or plan to engage in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and bonus awarded to you may be revoked. Credit card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

New Vehicle Redemption 

You can redeem unlimited points toward the retail purchase or lease of eligible, new GM vehicles from authorized participating GM dealers. Points may not be redeemed for vehicles sold in connection with certain vehicle purchase programs, GM Employee/Supplier Discount Programs and some other offers. 1 point = $0.01. Other exclusions may apply. See Program Rules for terms and limitations.

Certified Pre-Owned Vehicle Redemption

You can redeem up to $1,000 in points value (equal to 100,000 points) per calendar year toward eligible Certified Pre-Owned GM vehicles from authorized participating GM dealers. Points may not be redeemed for vehicles sold in connection with certain vehicle purchase programs and some other offers. 1 point = $0.01. Other exclusions may apply. See Program Rules for other terms and limitations.

GM Certified Service, Parts, Accessories, OnStar, GM Protection Plans, and SiriusXM® Redemption

You must link your My GM Rewards Mastercard to your My GM Rewards Account prior to redeeming Points online. You can redeem points toward paid GM Certified Service, purchases of GM Genuine Parts and ACDelco parts and GM accessories purchased in-store or online at authorized GM Dealers, most OnStar® plans, SiriusXM subscriptions and Chevrolet, Buick, GMC and Cadillac Protection Plans. You can redeem points at the point of transaction at participating GM dealers, or by using your Card to make an eligible GM purchase and logging in to mygmrewardscard.com to redeem for a statement credit within 365 days of your purchase. 1 point = $0.01. Other exclusions may apply. See Program Rules for terms and limitations.

GM Financial Account Balance Redemption

You can redeem points toward your GM Financial account balance. Must have a minimum of 500 points available for redemption. Make sure to link your My GM Rewards Mastercard to your My GM Rewards Account. You are still responsible for ensuring all required payments are made on time. 1 point = $0.01. Other exclusions may apply. See Program Rules for terms and limitations.

$250 Annual My GM Rewards Mastercard Account Statement Credit

You can redeem up to $250 total in points value (equal to 100,000 points) per calendar year as a statement credit to be applied against your My GM Rewards Mastercard account balance. 1 point = $0.0025. Must first link your My GM Rewards Mastercard to your My GM Rewards Account to be eligible for this statement credit redemption option. May take up to two billing cycles for statement credit to be reflected on your account balance. You are still responsible for ensuring all minimum monthly payment obligations are met for the billing cycle in which the statement credit applies. Other exclusions may apply. See Program Rules for terms and limitations.

Fuel Statement Credit 

Cardmembers receive a $100 statement credit when they make $1,500 or more in fuel purchases at eligible gas stations per calendar year. You must activate this benefit every year through mygmrewardscard.com and must link your Card account to your My GM Rewards Account for purchases to qualify toward this benefit's spend requirement. Eligible fuel purchases are those made at gas stations that primarily sell automotive gasoline and diesel fuel that can be purchased at the pump or inside the station. Eligible purchases are determined by the MCC reported by the merchant. GM and Goldman Sachs Bank USA do not determine, and are not responsible for, the MCC reported by the merchant. See Program Rules for other terms and limitations. Please allow thirty business days for the statement credit to post after meeting spend requirement.

EV Statement Credit

Cardmembers who are GM electric vehicle owners are eligible to receive a $100 statement credit when they use their My GM Rewards Mastercard to pay 6 monthly electric bills that post in the same calendar year. You must activate this benefit every year through mygmrewardscard.com and must link your Card account to your My GM Rewards Account for electric bill payments to qualify towards this benefit. Out-of-home electric vehicle charging station purchases are not eligible. Please allow up to thirty business days for the statement credit to post. See Program Rules for other terms and limitations.

Vehicle Detailing Allowance

Cardmembers receive a $50 allowance per calendar year to apply toward vehicle detailing services at a participating GM dealer. Dealer will apply allowance at time of service. No activation required. Other exclusions may apply. See Program Rules for other terms and limitations.

Points Don't Expire

Points don’t expire as long as your account stays open and in good standing.

GM Rewards Gold Tier

My GM Rewards Membership Tier is based on individual spend on GM vehicles, parts, service, OnStar and accessories, and My GM Rewards Cardmember status and spend. See My GM Rewards Program Rules for more details.

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the My GM Rewards Mastercard. General Motors LLC operates and administers the My GM Rewards Program. Mastercard and the circles design are trademarks of Mastercard International Incorporated.

GM Extended Family™ Mastercard®

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GM Extended Family Card Early Spend Bonus Offer 

Subject to credit approval. This offer is not available to applicants who have had this card or have another pending or approved application for the card. You will receive $100 in Bonus Earnings value when you spend $1,000 or more in eligible purchases on your GM Extended Family™ Mastercard® in the first 3 months after opening an account. Bonus Earnings can only be redeemed with GM. Eligible purchases do not include fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of traveler’s checks or other cash equivalents. Other exclusions may apply. Returns of purchases made during your offer period may impact your eligibility and Bonus Earnings. Bonus Earnings will be credited to your account within two billing cycles after meeting spend requirement. Account must be open and in good standing at the time of fulfillment. Offer subject to change. Limit one offer per account. If we determine that you have engaged in or plan to engage in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and Bonus Earnings awarded to you may be revoked. Credit card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

1% Earnings

Subject to credit approval. Cardmembers receive 1% in Earnings for every $1 spent on purchases, minus credits or returns, made with the GM Extended Family™ Mastercard®. Earnings are valid for seven years from the end of the billing cycle in which they were earned. Other exclusions may apply. Please see the Program Rules for terms and limitations.

GM Extended Family Mastercard Earnings Eligibility

Earnings may be applied toward the retail purchase or lease of an eligible, new GM vehicle from an authorized GM Dealer. Earnings may not be used on the purchase of certain vehicles, such as GM Certified Pre-Owned Vehicles, GM Fleet vehicles, any vehicle sold or obtained at auction or any vehicle sold through a special event or titled to a business not in your name. Earnings may be combined with the GM Employee Purchase Program, the GM Employee QRD Purchase Program/Company-Owned Vehicle Program or the GM Supplier Discount Program, and may be compatible with some private offers. Other exclusions may apply. See Program Rules for other terms and limitations.

Redemption for Statement Credit

Earnings can be only be redeemed for statement credit  for any amount over $50. Statement credit redemptions may only be requested for Accounts which are open and in good standing. Other exclusions may apply. See Program Rules for other terms and limitations.

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the GM Extended Family™ Mastercard®. General Motors LLC operates and administers the GM Extended Family Card Earnings Program. Mastercard and the circles design are trademarks of Mastercard International Incorporated.

GM Business™ Mastercard®

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GM Business Mastercard Early Spend Bonus Offer

Subject to credit approval. This offer is not available to applicants who have had this card or have another pending or approved application for the card. You will earn $750 in Bonus Earnings value when you spend $5,000 or more in eligible purchases on your GM Business Mastercard® in the first 5 months after opening an account. Bonus Earnings can only be redeemed with GM. Eligible purchases do not include fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of travelers checks or other cash equivalents. Other exclusions may apply. Returns of purchases made during your offer period may impact your eligibility and Bonus Earnings. Bonus Earnings will be credited to your account within two billing cycles after meeting spend requirement. Account must be open and in good standing at the time of fulfillment. Offer subject to change. Limit one offer per account. We reserve the right to modify or revoke offer at any time. If we determine that you have engaged in or plan to engage in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and Bonus Earnings awarded to you may be revoked. Credit card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

GM Business Mastercard Earnings Redemption

GM Business Mastercard Earnings can only be redeemed by the primary Cardmember toward the purchase or lease of an eligible, new GM vehicle from an authorized GM dealer.  Earnings may not be applied to any vehicle sold or obtained at an auction. Other vehicles may also be considered ineligible. Other exclusions may apply. Please see the Program Rules for terms and limitations.

5% Earnings

Subject to credit approval. Cardmembers earn 5% Earnings for every $1 spent on eligible purchases with GM, minus credits and returns. Eligible Purchases include GM Genuine and AC Delco Parts, GM accessories purchased in-store or online at authorized GM Dealers and paid Certified Service at authorized GM Dealers. Other exclusions may apply. See Program Rules for other terms and limitations.

3%/1% Earnings

Subject to credit approval. Cardmembers earn 3% Earnings for every $1 spent on eligible purchases at merchants whose primary line of business is classified as: 1. Gas: Gas stations that primarily sell automotive gasoline and diesel fuel that can be purchased at the pump or inside the station. Excludes gasoline purchases at warehouse clubs, supermarkets, superstores, truck stops, commercial fuel distributors or home heating companies. 2. Restaurants: Eat-in dining, cafes, bars, lounges, fast-food restaurants. Excludes purchases at bakeries, caterers, third-party delivery services 3. Office Supply Stores: Merchants that primarily sell a variety of office and school supplies, paper goods and printing services and that sell or rent office furniture and office equipment. Excludes purchases at merchants that primarily sell electronics, computer equipment, hardware and software. All other purchases that do not qualify for the additional rewards categories will earn 1% for every $1 spent. Other exclusions may apply. See Program Rules for other terms and limitations.

Merchants are assigned a merchant category code (MCC) by the credit card network based on the kinds of products and services they primarily sell. Eligible purchases are determined by the MCC reported by the merchant. If a merchant does not submit transactions using the anticipated MCC associated with the rewards category, your purchase may not qualify. GM and Goldman Sachs Bank USA do not determine, and are not responsible for, the MCC reported by the merchant.

Earnings Expiration

Earnings don't expire as long as account remains open and in good standing. See your Program Rules for details.

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the GM Business™ Mastercard®. General Motors LLC operates and administers the GM Business Mastercard® Earnings. Mastercard and the circles design are trademarks of Mastercard International Incorporated.